uob individual banking
uob individual banking
Blog Article
UOB Financial institution gives various personalized banking services meant to satisfy the fiscal needs of people. Below is an in depth overview that can assist you comprehend The real key facets and choices.
Kinds of Accounts
Discounts Account: This account permits you to spend less although earning desire.
Attributes: Quick access, desire earnings, minimal costs.
Gains: Secure place for your cash, opportunity development by desire.
Current Account: Ideal for day-to-day transactions and taking care of expenses.
Functions: Checkbook facility, overdraft defense.
Added benefits: Convenient for regular payments and withdrawals.
Set Deposit Account: For all those planning to gain bigger desire prices above a fixed time period.
Functions: Mounted phrase deposits, increased fascination costs when compared to price savings accounts.
Gains: Protected financial investment possibility with predictable returns.
Financial loans
Particular Loans: Unsecured financial loans which might be useful for several uses like schooling or residence renovation.
Kinds:
Installment Financial loans
Credit rating Traces
Advantages: Adaptable repayment phrases, competitive interest fees.
Household Loans: Tailored alternatives for getting home or refinancing present mortgages.
Kinds:
Preset Fee Residence Loan
Floating Amount Residence Loan
Benefits: Distinctive strategies to suit unique wants, attractive fees.
Charge cards
UOB offers A selection of credit cards catering to diverse existence and shelling out habits:
Rewards Playing cards: Make factors on every acquire that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get cash rebates on every day spending including groceries and eating out.
Vacation Cards: Specific Gains like air miles accumulation and travel insurance policies protection.
Expense Companies
For people interested in developing their prosperity by investments:
Device Trusts * Diversified portfolio managed by experts. * Appropriate for very long-expression advancement targets.
Structured Deposits * Combines the attributes of standard deposits with financial commitment products. * Possibly larger returns but with some threat concerned.
Insurance policies Solutions
To safeguard on your own and All your click here family members from unexpected functions:
Daily life Insurance plan * Delivers money protection in case of Loss of life or crucial illness. * Can also function a discounts Resource dependant upon the coverage selected.
Well being Insurance * Handles clinical bills which includes hospitalization expenses. * Important for mitigating significant healthcare prices.
Electronic Banking Solutions
Benefit at your fingertips by digital platforms:
World-wide-web Banking
Lets you handle your funds on the internet:
View account balances and transaction heritage
Transfer funds involving accounts or pay out bills
Make an application for new goods (financial loans/credit cards)
Cellular Banking
Banking on-the-go by using cellular applications:
Fast harmony checks
Mobile payment possibilities (QR code payments)
Notifications & alerts about account exercise
With these in depth offerings, UOB aims to offer individualized banking answers that cater precisely to personal prerequisites although guaranteeing convenience and safety in all transactions.